Fee Finder Law Maryland
Major car accidents where drivers are incapacitated are almost exclusively handled by emergency authorities. However, for minor collisions where the drivers are physically fine, the drivers are primarily responsible for everything from towing to rentals. Often, drivers are in a state of shock and are not often capable of making sound decisions. Here are five tips to ensure that you can better manage your fender-bender:
Find out what your deductible is for repairs
Most insurance companies allow you to increase your deductible in exchange for lower monthly rates. Weigh the risk of having to shell out more cash from your own pocket to cover the deductible versus saving money on monthly payments. The purpose of insurance is to cover damages without you having to pay out-of-pocket. The bigger the deductible, the more you’ll have to pay in an accident situation. Just in case, save enough money to cover your deductible in a protected rainy-day account.
Beware “good samaritans”
Be cautious of anyone who suddenly comes to your aid after a crash. If he gets too nosy or suggests a shop or tow driver, he is likely a vulture from that repair shop or towing company who waits for accidents, and then shows up. By most provincial laws, you have the right to choose your tow driver, and to have your car towed to a shop of your choice, including police lots. If you insist on your shop, the driver must comply. Vultures count on your mental state to work in their favour, so assert yourself even if you’re still feeling stunned. Start taking your car to a regular garage and build a relationship with the staff. You’ll feel better about taking your vehicle to someone you trust.
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